One application routes across 50 specialized lenders who compete to fund you — real, side-by-side offers in about 24 hours, funded in 48. No effect on your credit to compare.
One 2-minute application · 50 lenders compete · No credit impact to see offers
Going to one bank is one shot at one offer. EQ Funding routes your application to the lenders most likely to fund you — they compete, so you get real, side-by-side offers and better terms.
Your application goes to the specialized lenders most likely to fund it — no re-applying, no chasing banks one at a time.
Compare actual terms side by side — rate, payment, and term — and fund in as little as 48 hours.
Pre-qualification is a soft inquiry with zero impact on your score. A hard pull only happens if you accept an offer.
It costs you nothing — lenders pay us when a deal funds, so our incentives line up with getting you the best offer.
When you apply to a single bank, you're betting everything on one lender's appetite that week. Most declines aren't a verdict on your business — they're about that one lender's box. With EQ Funding the same file goes to the lenders most likely to fund you, all at once.
Illustrative — your real offers depend on your business and the lenders that match it.
Not one bank's narrow box — a full spectrum of lenders across the US and Canada, so there's a fit for nearly any business, credit profile, or deal size.
Conventional term loans and lines of credit at bank rates for established, bankable businesses.
7(a) and 504 specialists with delegated authority — government-backed rates and longer terms, decided faster.
Asset-secured funding up to 100% of cost, new or used — flexible on credit because the equipment is collateral.
Advance against outstanding receivables, often same day — approval rides on your customers' credit, not just yours.
Fast, flexible capital tied to revenue — funding for newer businesses and lower credit, sometimes same business day.
Owner-occupied, SBA 504, and bridge financing secured by commercial property, from acquisition to refinance.
Whatever you need, there's a product and a lender for it — and one application covers all of them.
Fixed-rate capital, 2–10 year terms
Government-backed, low-rate financing
Revolving capital, draw on demand
Funding tied to revenue, no collateral
Asset-secured, up to 100% of cost
Same-day cash from outstanding AR
Underwritten on projections, not just revenue
Owner-occupied, SBA 504, bridge & more
Whatever you run, there are lenders in the network who specialize in it — one application reaches the ones that fund businesses like yours.
Equipment, working capital, project gaps
Trucks & trailers up to 100% of cost
Equipment, build-outs, practice acquisition
Working capital, equipment, renovations
Inventory & growth capital, no collateral
Factor net-30/60 invoices into same-week cash
SBA 7(a) for new units & acquisitions
Lines of credit to bridge the slow season
Devices, build-outs, and growth capital
Term loans & lines for hiring and expansion
Capital underwritten on projections
Owner-occupied, SBA 504, and bridge loans
A 2-minute application. No documents to start, and no effect on your credit score.
Review the lenders matched to your profile and choose who to apply to — your file goes only to the ones you pick.
We negotiate the best terms with each lender you selected and bring back their firm offers, side by side.
Accept the offer that fits. Funds wire direct from the lender — most in 24–48 hours.
EQ Funding replaces the one-bank gamble with a single application that routes across a network of 50 specialized lenders — so you get real, competing offers in about 24 hours and fund in 48. We're paid by lenders only when a deal closes, which means our incentives line up with yours. Serving businesses across the United States and Canada.
One 2-minute application puts your business in front of 50 lenders competing to fund it. No credit impact to compare.
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